For BFSI & fintech operators
The real cost of a human calling floor isn't the wage.It's the fully-loaded operation behind it.
Bolka is a voice-first AI customer engagement platform built for regulated businesses. Model your loaded TCO in under a minute — then decide whether to replace, augment, or hold.
Interactive TCO calculator
Your numbers, your assumptions, your saving.
Editable inputs, five Bolka pricing tiers, and side-by-side comparisons. No sign-in required.
Wage-only cost / min
₹6
Salary ÷ talk minutes
Fully-loaded cost / min
₹11
Wage × 1.7× overhead
Best-tier monthly saving
₹36,560
vs loaded — Bolka · Tier 5
Tier comparison
Monthly spend across pricing tiers
| Tier | Rate ₹/min | Monthly spend | Saving vs loaded | % saved |
|---|---|---|---|---|
| Bolka · Tier 1 | 3.50 | ₹13,860 | ₹28,640 | 67% |
| Bolka · Tier 2 | 3.00 | ₹11,880 | ₹30,620 | 72% |
| Bolka · Tier 3 | 2.50 | ₹9,900 | ₹32,600 | 77% |
| Bolka · Tier 4 | 2.00 | ₹7,920 | ₹34,580 | 81% |
| Bolka · Tier 5 | 1.50 | ₹5,940 | ₹36,560 | 86% |
Crossover
Cost per talk-minute as volume scales
Monthly spend
At your current volume
Placeholder logic. The final math will be locked when the client-suppliedBolkaTCOCalculator.jsxis dropped in. Numbers are illustrative.
The honest math
Bolka doesn't beat a wage. It beats a fully-loaded operation.
Wage only
Not a real operating cost.
What most spreadsheets stop at. Salary divided by talk-minutes.
Fully-loaded human
Typically 1.5×–2.5× the wage.
Salary plus supervision, floor space, training, attrition, benefits, shrinkage and idle time.
Bolka per-minute
No idle or shrinkage cost.
Pay only for talk minutes actually consumed, priced across five tiers by volume and complexity.
Bolka wins on loaded TCO and at scale — not on bare wages. This section exists so a CFO can trust the model, not be sold to.
Operational moat
Beyond the unit economics.
Cost is one axis. The other is what a human floor structurally cannot do.
Proof
BFSI deployments.
Case studies and logos slot in here once you supply them. Nothing is fabricated.
Case study slot 1
Logo & metric placeholder
Awaiting client-supplied copy.
Case study slot 2
Logo & metric placeholder
Awaiting client-supplied copy.
Case study slot 3
Logo & metric placeholder
Awaiting client-supplied copy.
Get your ROI report
A tailored TCO breakdown, sent within a business day.
We attach a snapshot of the inputs you set in the calculator, so the report models your floor — not a stock benchmark.
Ready to see it live
Book a 30-minute demo with the Bolka team.
We'll walk you through a live BFSI call flow and share reference deployments under NDA.